Mandatory Recordings for ALL Medicare Advantage/Medicare PDP Calls

Beginning October 01, 2022 Medicare brokers/agents will be required by CMS (Centers for Medicare & Medicaid Services) to record ALL ingoing and outgoing phone calls (or Zoom, etc calls) under the following circumstances: Calling medicare sales leads Scheduling appointments Collecting Scope of Appointments Collecting medication and pharmacy information Discussions about your providers Telephonic (and web based) enrollments If a client … Read More

When You Need to See the Dentist: 6 Signs You Should Visit

from our friends at: Young children, a demanding job, a friend in need ― many things can cause preventive health care to fall by the wayside. Until a nagging symptom reminds you it’s been a while since your last checkup. It’s tempting to put off seemingly minor dental issues until your schedule lightens up. But the warning signs below … Read More

No Surprises Act: Has The Law Had The Desired Impact On Surprise Billing?

from our friends at: Here’s a surprise: The No Surprises Act (NSA) passed by Congress in 2020 is working. That’s the word from a research report from the Urban Institute. Several researchers from the Urban Institute and Georgetown University’s Center on Health Insurance Reforms (with backing from the Robert Wood Johnson Foundation) conducted interviews with 32 regulators and stakeholders representing … Read More

Public Health Emergency “Unwinding” Begins

from our friends at: Tips for Advocates to Help People Keep Their Medicaid or Enroll in Other Quality Health Coverage Since the beginning of the COVID-19 pandemic, many changes were made to support continuous Medicaid enrollment and coverage. For example, the Families First Coronavirus Response Act (FFCRA), which was signed into law on March 18, 2020, provided states with … Read More

What Should I Know About Medical Credit Cards?

from our friends at: Some health care providers offer financing options to pay your medical bills, including medical credit cards or payment plans that allow you to pay in installments. These financial options can have downsides. Here’s how they work and what to consider. If you’re unable to pay a medical bill, you have a few different options to … Read More

Millions of Californians Are at Risk of Losing Medi-Cal Coverage

States are preparing to remove millions of people from Medicaid as protections put in place early in the covid-19 pandemic expire. The upheaval, which begins in April, will put millions of low-income Americans at risk of losing health coverage, threatening their access to care and potentially exposing them to large medical bills. In California, where about 15.2 million people are … Read More

How To Know If Your Workplace Group Disability Insurance Is Enough

‘There may be a false sense of security.’ from our friends at: CNBC If you’ve opted into your company’s group disability insurance plan, you may assume there’s sufficient income protection if you can’t work due to illness or injury. But experts say your workplace coverage may not be enough.   John Ryan, founder and CEO of Ryan Insurance Strategy Consultants, urges … Read More

Biden Administration Plans To End Covid Public Health Emergency In May

from our friends at: CNBC Kevin Lamarque | Reuters The Biden administration plans to end the Covid public health emergency this spring, as the U.S. shifts away from responding to the pandemic as a national crisis and instead manages the virus more like a seasonal respiratory disease. The White House, in a statement on Monday, said it would terminate on … Read More

Can I Draw Social Security At 62 and Still Work Full Time?

All financial plans are important, but Social Security benefits play a profound role in preventing elderly poverty and are paid out at an important stage in a worker’s life. With that in mind, it pays to know when you can start receiving your monthly payments and how continuing to work while collecting Social Security will impact your benefits. As the … Read More

Covered California: 2023 Renewals, Open Enrollment, Dependents Update

Each year Covered California begins the renewal process for the upcoming plan year, which typically begins October 1 and runs through December 31. During this process Covered California redetermines the eligibility of each enrollee and qualified individual for coverage effective January 1 of the following year. Covered California is required to send renewal notices no earlier than the first day … Read More