Special Enrollment Periods (SEPs) provide crucial health insurance coverage outside the typical enrollment window during significant life changes, known as Qualifying Life Events (QLEs). Common QLEs include loss of coverage, marriage, or moving. Understanding SEPs helps ensure continuous coverage, protecting against financial risks from unexpected medical events.

“When trauma strikes, its effects can linger far beyond the initial event. For many, this means navigating Post-Traumatic Stress Disorder (PTSD) – a condition that can quietly erode not just well-being, but also the ability to earn a living. What if your peace of mind and your paycheck had an unexpected shield?”

Halfway through the year already! Is your business on track for a strong finish, or are there financial hurdles or unseen risks ahead? A mid-year check-up is your chance to fine-tune your strategy, optimize taxes, and ensure your hard-earned success is properly protected.

“This June, as we mark Men’s Health Month, let’s talk about an investment that offers unparalleled returns: your health. It’s not just about adding years to your life, but life to your years – and for business owners, it can even boost your bottom line.”

Is the world starting to look a bit like an out-of-focus photo? If vibrant colors seem dull or headlights at night have distracting halos, you might be experiencing the common signs of cataracts. Don’t worry, you’re not alone, and clear vision is often more attainable than you think.

California’s Senate Bill 406, enacted in 2025, mandates health plans to adhere to U.S. Preventive Services Task Force recommendations, ensuring free access to vital preventive services regardless of federal changes. This legislation promotes health equity, improves long-term health outcomes, and emphasizes proactive care, securing essential services like screenings and immunizations for Californians.

California’s SB 729 law mandates large group health insurance plans to cover fertility treatments, including IVF, starting July 2025. It aims to enhance access for those facing infertility, aligning IVF coverage with other medical benefits. While small group plans are not required to offer this coverage, awareness and communication among employers and employees are crucial for effective implementation.

In 2025, California enacted reforms to enhance emergency room services for sexual assault survivors, mandating full coverage for medical care and nine months of free follow-up services under AB 2843. Insurers cannot require police reports for benefits, promoting accessible, trauma-informed healthcare and supporting survivors without financial obstacles.