Medicare Part D Costs

Medicare Part D Prescription Drug Plans 2021 Although it is said that the “Doughnut Hole” no longer exists, there are still stages that affect the cost of prescription.  Please see the information below. Your plan deductible is also a consideration as to how much you pay out of pocket and the Tier in which your prescription falls. Initial Coverage Stage … Read More

Disability Insurance Cost

Courtesy of Have questions about Disability Insurance? Contact us at 818-253-1736 … We’re Here To Help! According to the Council for Disability Awareness, one in four 20-year-olds will become disabled before retirement. This type of disability may be related to a temporary illness or injury. However, they will be qualified as disabled and unable to work for a time. That … Read More

Getting Prepared To Explore The World Again

While the past year prevented many from traveling, the desire to take that previously scheduled trip or long-planned vacation hasn’t subsided. With all the cheap flights and vacation deals, you may be thinking that 2021 is finally the right time take that trip of your dreams. Dreaming is one thing. Feeling ready to book a trip is another. Here are … Read More

Petersen StarCover Disability Insurance

Most people insure their material possessions — their homes and cars, for example. But many people don’t insure what is probably their most valuable asset — their ability to work and earn income. If a person becomes sick or injured and can’t work, will that person be able to pay bills and maintain the same or similar standard of living? … Read More

American Rescue Plan Fact Sheet

The American Rescue Plan was signed into law, less than a month ago, on March 11, 2021 by President Joseph Biden. This is fast moving legislation and all aspects of the law have not been implemented at the state level as of this writing. Stay tuned to our newsletter and emails for updates as to how this law is being … Read More

Fed Paid COBRA Until 09/2021 (a quick take)

You DO Qualify if: o   COBRA qualifying event involves termination of employment. o   COBRA qualifying event involves reduction in hours worked. ·   You DO NOT qualify if: o   Quit voluntarily. o   Resulted from death or divorce from covered employee. o   Covered employee became entitled to Medicare. o   Loss of dependent child status, et. … Read More

NEW – Covered California Special Enrollment Until 12/31/2021

WHAT The American Rescue Plan Act (ARPA) was signed by President Biden on March 11, 2021 to help rebuild the U.S. economy affected by the COVID-19 pandemic and continuing recession. HOW The American Rescue Plan Act improves affordability of marketplace (Covered California) health care coverage by expanding premium assistance for 2020 and 2021. It increases the Advance Premium Tax Credits … Read More

6 Ways To Use The Power of Life Insurance

courtesy of: Prudential Financial Inc The bottom line: When you die, life insurance provides money to the people who depend on you. It can also do much more. So, how do you know which type of policy to choose for a particular need you may have? There are two main types of life insurance policies: Term Policies: For short-term needs, … Read More

FSA Rollover Extensions and More Optional Relief

courtesy of: BASIC FSA rollover is a hot topic for flexible spending account (FSA) participants. After the pandemic caused many FSA eligible services to become unavailable for an extended period, many are wondering, “What will happen to my unused FSA funds after this past unfortunate year?” Thankfully, there is now an answer to that question. Recent legislation, the Consolidated Appropriations … Read More