The Consolidated Appropriations Act of 2021 contains the “No Surprises Act”. The following items of The No Surprises Act apply to individual, small group, and large group fully insured and self-funded plans, including both grandfathered and non-grandfathered plans, and coverage offered through an Exchange generally, for plans beginning on or after 01/01/2022. Balanced Billing – The law will limit balance … Read More
ADA Protections for Covid Long-Haulers
Marking the 31st anniversary of the Americans with Disabilities Act (ADA) on July 26, President Joe Biden said people with long-term effects of COVID-19—often referred to as COVID-19 long-haulers—may be protected by the law. Here’s a collection of articles from across the internet Long-Term Effects “Many Americans who seemingly recover from the virus still face lingering challenges like breathing problems, … Read More
Covered California 2022 Rates
Need help with Covered California? We’re Here To Help! Call us at 818-253-1736 or email us at team@thebenefits.guru
2022 Health Plan Limits
Type of Plan Limit 2022 2021 HSA Contribution Limits Self-Only $3,650 $3,600 Family $7,300 $7,200 HSA Catch-Up Contribution Age 55 or older $1,000 $1,000 HDHP Minimum Deductibles Self-Only $1,400 $1,400 Family $2,800 $2,800 HDHP Maximum Out-of-Pocket Expense Limits Self-Only $7,050 $7,000 Family $14,100 $14,000 ACA Maximum Out-Of-Pocket Expense Limits Self-Only $8,700 $8,550 Family $17,400 $17,100 Expected Benefit HRA —– $1,800 … Read More
What Type Of Trust Should You Create For Your Estate?
from Metlife (financial wellness) A trust can be a great way to protect your assets and help provide income to your family if you pass away. But how do you determine what’s best for you and your family? Learn more about different trusts, so you can choose the right one when you’re doing your estate planning. Revocable trust This type of … Read More
Disability Insurance Cost
Courtesy of HowMuch.net Have questions about Disability Insurance? Contact us at 818-253-1736 … We’re Here To Help! According to the Council for Disability Awareness, one in four 20-year-olds will become disabled before retirement. This type of disability may be related to a temporary illness or injury. However, they will be qualified as disabled and unable to work for a time. That … Read More
Getting Prepared To Explore The World Again
While the past year prevented many from traveling, the desire to take that previously scheduled trip or long-planned vacation hasn’t subsided. With all the cheap flights and vacation deals, you may be thinking that 2021 is finally the right time take that trip of your dreams. Dreaming is one thing. Feeling ready to book a trip is another. Here are … Read More
Petersen StarCover Disability Insurance
Most people insure their material possessions — their homes and cars, for example. But many people don’t insure what is probably their most valuable asset — their ability to work and earn income. If a person becomes sick or injured and can’t work, will that person be able to pay bills and maintain the same or similar standard of living? … Read More