Is your “health insurance” really just “sickness insurance”? This National Nutrition Month, discover how to flip the script by leveraging the hidden wellness benefits already baked into your plan to fuel a more energized, productive team.

Think of life insurance not as a payout for a loss, but as a guaranteed “I love you” that arrives exactly when your family needs it most. It’s the only financial tool that converts a promise of protection into a tangible legacy.

Your heart beats about 100,000 times a day to keep you moving—but are you leveraging your insurance to help it go the distance? This American Heart Month, we’re breaking down the essential (and often $0) cardiovascular benefits hidden within your health plan

In the modern healthcare landscape, being a patient is only half the job; the other half is being an informed consumer. When your primary care physician says, “I’d like you to see a specialist,” it can feel like a daunting new chapter. Whether it’s a cardiologist, an orthopedist, or a dermatologist, the specialist you choose will significantly impact your recovery … Read More

Life insurance isn’t just a policy—it’s a “financial fire extinguisher” for your family’s future. But are you carrying a portable canister (Term) or a full-scale sprinkler system (Permanent)?

The “Before the Ball Drops” Checklist emphasizes the importance of reviewing insurance and financial matters before year-end. Key actions include scheduling medical procedures if deductibles are met, spending unused FSA funds, auditing life insurance for beneficiary updates and coverage amounts, and assessing disability insurance adequacy. Secure your family’s financial future now.

A guide to the 2026 Covered California open enrollment period, the state individual mandate penalty, and how subsidy changes affected plan shopping. Note: open enrollment for 2027 coverage ends December 31, 2026 — the January 31 deadline described here no longer applies.

As year-end approaches, business owners must prioritize strategic planning amidst holiday chaos. Key areas to address include reviewing key person insurance and buy-sell agreements for updated valuations, ensuring fourth-quarter estimated tax payments are made, and evaluating benefits administration processes for 2026. Completing these tasks fosters confidence for the New Year.

The Small Group Special Enrollment Window waives minimum participation and employer contribution requirements, giving small businesses a once-a-year path to group coverage. This window recurs annually from November 15 to December 15. Also covers the Small Business Health Care Tax Credit and premium deductions.

Living with diabetes is a full-time job. Your health insurance shouldn’t make it harder. As we recognize National Diabetes Awareness Month this November, let’s talk about the one tool that can be your greatest ally in managing your condition—or your biggest headache: your health plan.