(In or Out of Covered California): October 15 to January 15
The only time that you can buy an insurance plan outside of open enrollment is to qualify for a Special Enrollment Period (SEP). Some examples of Qualifying events are:
- Losing your job
- Moving to a new state
- Getting married or divorced
- Becoming a widow or widower
- Aging off your parent’s plan
- Having a new baby
Note: These are only a few of the most common examples of Qualifying Events.
Note: You won’t be eligible for a SEP if you lost your previous health plan because you failed to pay monthly premiums or if you voluntarily cancel coverage.